OCC Issues New AI Supervisory Framework: Implications for Financial Risk Management

On November 4, 2026, the Office of the Comptroller of the Currency (OCC) issued a new supervisory framework addressing banks’ use of artificial intelligence, including generative and agentic AI. The framework emphasizes consequence-based risk assessment, human oversight, governance, and operational resilience within existing supervisory expectations.

From CMRA’s perspective, the framework underscores the importance of understanding not only how AI systems operate, but also the financial and operational consequences of their decisions, the degree of autonomy they possess, and the effectiveness of controls designed to manage those risks.

Read the OCC Framework: https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-54.html

 
 

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